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Fero & Sons Insurance Awarded for Excellence	Life Insurance Coverage A Closer Look
The Agency Excellence Award for 2009 was presented to Fero & Sons Insurance last week at Allstate’s Agents Kick-Off Meeting held in Orlando, Florida. The meeting was attended by Independent Agents throughout the State of Florida. Read more....	As I work with clients, one issue that comes up a lot is life insurance coverage, or the lack thereof. For many couples it's on the low end of their priority list as we discuss their investment plans. As a result, I've encountered many couples whose only coverage is provided through their job and usually in amounts of $ 50,000.00 or less. Read more...

A Fresh Approach to Investment Planning	I Thought I Had An Investment Plan... Now What?
I think most of us have been preached to about the importance of asset allocation, and it is very important. What 2008 demonstrated; however, was that no matter the allocation, unless it was only cash, our portfolios went down. We found out that no matter the allocation when markets go down our portfolios go down as well. Read more...	With all the turmoil in the financial markets is it any wonder that people are struggling over making changes in their investment portfolios and philosophies. For those nearing retirement, these decisions will have a lasting impact on when and what quality those retirement years will provide. Read more...